Fixed deposit sri lanka. The directive, issued via Circular No.

Fixed deposit sri lanka. Need Cash Fast? Get Loans Against FD with AFC Quick Cash providing up to 75% of your deposit value without losing interest. . Calculators Exchange Rates Rates & Tariffs Downloads FAQ Home > Calculators > Fixed Deposit Calculator Fixed Deposit Calculator Saving for something special or just want to put some money aside? Use our Fixed deposit calculator to find out how your money can grow over time. 5,000 with CDB iDeposit. Best Fixed deposits in the marketA minimum opening balance for Rupee Accounts is LKR 1,000,000/- and for Foreign Currency accounts US$ 5,000- or equivalent. 2025 | Last Updated :- 24. Deposit holders are also eligible for a Deposit insurance coverage of up to Rs. Save your favorites or compare up to three deposits to make an informed decision. Minimum deposit Rs. Home Deposits Term Deposits Fixed deposit Fixed deposit Save now to invest in your future Fixed Deposit Investment for a better future You can place lumpsum amount with minimum LKR 10,000/- for a fixed term at higher rate of interest. The Senior Citizens Fixed Deposits offers maximum benefits for those over 60 years of age. Senior citizens over 60 years of age are eligible for an additional interest up to 0. 1,100,000. We offer you a wide range of term deposit products to meet your regular financial goals, with competitive interest rates & term periods to suit your needs. Eligible deposit liabilities are insured Invest Short term or long term with NDB Fixed Deposit at very competitive interest rates. Fully Digitalized Fixed Deposits With genie Digital Fixed Deposits from Dialog Finance PLC, you can easily place your fixed deposits from anywhere you are. Optimize your investments with our FD calculator. Enjoy the security of a registered commercial bank. Apply for low interest loans from SDB bank. 2025 – 3. Our Fixed Deposits offer you the perfect balance between high-interest rates, stability, and trustworthiness. Stay informed with the latest Sri Lanka bank interest rates — including savings accounts, fixed deposits, and personal loan rates — updated regularly from leading local banks. Call or visit the nearest Pan Asia branch to learn about our Pan Asia Rising Fixed Deposits! Fixed Deposit Calculator Deposit Type Deposit Amount Interest Rate Maturity (Months) A PFC Account, or Personal Foreign Currency Account (PFCA), previously known as an NRFC Account in Sri Lanka, may be opened in the form of a Savings Account, Fixed Deposit Account, or Current Account (without cheque drawing facility) in the following designated foreign currency in the domestic banking unit. Flexi FD, let you to decide the time period between 31days to 365/6 days. Preferential interest rates can be negotiated depending on the size of the deposit. Utilizing a fixed deposit calculator Sri Lanka is an essential step in optimizing your savings and making informed investment decisions. Account holders are offered attractive rates of interest than those offered in other An attractive rate of interest for 100, 200 and 400 Days Investments starting from Rs. Complement your carefree yet active retirement when you open a fixed deposit account at LOLC Finance and let your hard-earned savings give you the desired returns so that you can do what you have always planned. 1,100,000 based on the amount deposited under the Sri Lanka deposit insurance scheme implemented by the monetary board of Central Bank of Sri Lanka. Jun 2, 2025 · NSB gives you the most attractive and accurate Fixed Deposit Rates in Sri Lanka compared with the current market rates. A fixed deposit account dedicated to Sri Lankan citizens over 60 years of age, offering the highest security and maximum returns on your investment. 10,000/- Period – 1 year Higher interest rate (please refer FD rates) Payment of interest - at maturity or monthly Nomination – a person/persons can be nominated to disburse the balance on the death of the account holder Our Fixed Deposit Accounts provide a trusted and convenient way to grow your hard-earned money with competitive interest rates and flexible periods. Eligible deposit liabilities are insured under the Sri Lanka Deposit Insurance Scheme, implemented by the Monetary Board, with compensation up to a maximum of Rs. People’s Leasing & Finance PLC as the largest Non-Banking Financial Institutions (NBFI) in Sri Lanka in terms of assets base with the credit rating of A – (lka) (Rating Watch negative) by Fitch Ratings Lanka Limited. 1 million for a two-year term. Apart from that DFCC Fixed deposits can be opened with a minimum amount of funds in LKR, USD and other Denominations. Maximize your savings with Alliance Finance's Fixed Deposits. Provisions under the Double Tax Avoidance Aug 6, 2024 · The Cabinet of Ministers in Sri Lanka has approved a proposal to raise the annual interest rates for senior citizens’ fixed deposits from 8. Mar 28, 2025 · Banks have started notifying customers that the Withholding Tax (WHT) on interest earned from deposits will increase to 10% with effect from April 1, 2025. Updated daily by Salli. Commercial Bank demonstrates world-class expertise in the spheres of retail and corporate banking as well in securitised instruments. Fixed Deposit Rates (LKR) For details on the Annual Effective Rate (AER) of TMDs placed prior to 11 June 24, kindly send a secure message via HSBC Internet Banking or please call 0114472200. Individuals residing in Sri Lanka and companies registered in Sri Lanka can open a General Fixed Deposit Account with a minimum deposit of LKR 5,000/-. 90% cashback loans, Apply now! Invest securely with MBSL Fixed Deposits and enjoy guaranteed returns. On 02 year deposits interest could be paid monthly, annually or at maturity. With our attractive and competitive interest rates, you can watch your investment grow! 19 hours ago · Get the best USD to LKR or any other foreign currency rates from BOC. Dialog Finance offers competitive rates to ensure Fixed Deposit Are you looking for an institute that pays high interest on your Fixed Deposits? Choose Commercial Credit and Finance PLC, a company regulated and monitored by the Central Bank of Sri Lanka and has won the trust of Sri Lankans over the past 40 years. Read the latest bank tariffs, interest rates and foreign exchanges rates for our HSBC products and services in here. Use our CDB SELF platform for instant online deposits from your smartphone or computer, safely and easily. Rates subject to change based on market conditions in Sri Lanka Mar 28, 2025 · Banks have started notifying customers that the Withholding Tax (WHT) on interest earned from deposits will increase to 10% with effect from April 1, 2025. Money that you have received by selling your property, vehicles, etc. You can visit any of our Branches and discuss your requirements with an Investment Officer at the branch. Secure your future with a fixed deposit from LOLC Finance. SDB bank provides the highest competitive interest rates for fixed deposits and savings accounts. Fixed deposit with NSB will fetch you one of the most attractive rates-of-interest in the market. 50% p. SDB Bank’s fixed deposit calculator ensures the best returns for your financial planning. Jun 20, 2015 · Find the Best Fixed Deposit Rates in Sri Lanka Compare and Get the best Fixed Deposit Interest Rates in Sri Lanka Comprehensive, up to date interest rates from TOP Sri Lankan institutions including Banks and Companies Search based on different criteria Quick and easy steps to find the best rates for your FDs! Fixed Deposit: Fixed deposits are either a savings account or a certificate of Sampath Sanhinda Fixed Deposits Sampath Sanhinda FDs give senior citizens the peace of mind they deserve by keeping their investment safe and secure. Make a build up investment with BOC Smart Investor where you could make the choice of the monthly installment and deposit period. Invest securely with MBSL Fixed Deposits and enjoy guaranteed returns. Speaking at the Cabinet press briefing today (August 06), Minister Gunawardena mentioned that the interest rate had . 04. Contact us for more details on our Senior Citizen FD options. Sri Lankans who do not hold a valid NIC/PP are not eligible. Seylan Foreign Currency Fixed Deposits is the perfect answer to fulfill your future plans, whilst earning a better return for your Investments. We offer Fixed Deposits with interest rates based on the tenure from 1 - 60 months. Invest your money wisely with secure fixed deposit options from Mercantile Investments. Get the best-fixed deposit rates in Sri Lanka. However, the Inland Revenue Department (IRD) states that individuals whose total annual income is less than Rs. Cabinet Spokesman Bandula Gunawardena stated that this increase will apply to deposits up to Rs. DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest for your hard-earned savings. Understand how Withholding Tax (WHT), Capital Gains Tax, and income tax apply to each asset class under the current Sri Lankan tax regulations. lk with links to each bank. Enjoy the best rates in Sri Lanka, flexible maturity periods, quick loans and refunds, and unparalleled customer service. Choose from flexible tenures and attractive interest rates tailored to help you grow your savings. The fixed deposit may be placed for 3/6/9/12/24 months and interest will differ for different maturities Open fixed deposits from Rs. Flexi Fixed Deposit Enjoy fully fledge freedom of placing Fixed Deposits with your own tenors as well as enjoy real fixed deposit rates. 12 of 2017, (excluding the subsequently renewed SDB Bank offers Upahara FD, with a high fixed deposit interest rate in Sri Lanka for citizens aged 55 and above. 02 of 2025, which was passed earlier. Apr 23, 2025 · From April 1, 2025, the withholding tax on interest from fixed deposits in Sri Lanka has been increased from 5% to 10%. New Fixed Deposit Scheme, introduced under below categories enabling customers to invest their funds at an attractive rate of interest, Eligibility Sri Lankan Residents in the age of 18 years or above Sri Lankan Non-Resident Migrant Employees Non-Personal Organizations incorporated in Sri Lanka Features Higher interest rates for Deposits - 3 Year Prosperity Deposit: 9. A fixed way to get the best return We bring you a multitude of fixed deposit strategies that guarantee a higher return for your investment for a better future. We offer a range of deposit options to suit your requirement. Required documents to open non personal accounts are stated in the application and respective applications can be downloaded from the above link. 00 DFCC Fixed Deposits offers you the Highest interest Rates in Sri Lanka . Filter by bank, features, banking type, or deposit name to find the best option. Rates are subject to change based on market conditions in Sri Lanka. Download thr pdf to check the details. BOC offers competitive fixed deposit interest rates in Sri Lanka for the best return on your investments. Furthermore, we strive to offer you the best fixed deposit options, in compliance with the regulations of the Central Bank of Sri Lanka, with attractive fixed deposit rates and a high return on investment. With HDFC, you can enjoy the peace of mind that comes with high returns and the satisfaction of watching your income grow steadily. Sri Lankans who do not hold a valid National Identity Card (NIC)/ Passport (PP) cannot open Fixed Deposits. Open a deposit account at your nearest branch today! Fixed Deposits Abans Finance offers Fixed Deposits with one of the most attractive rates of interest in the market. 5%p. lk A fixed deposit (FD) is a financial product offered by banks or non-bank financial companies (NBFCs) that pays a greater interest rate than typical savings account until the maturity date. Grow your investment with a Fixed Deposit that has an increasing interest rate. “Eligible deposit liabilities are insured with the Sri Lanka Deposit insurance scheme implemented by the Monetary Board for compensation up to a maximum Rs. 1. Businesses Registered in Sri Lanka - [Sole proprietorship / Partnership Business / Limited Companies] are eligible to place a Fixed Deposit . Welcome to HNB Private Bank (HNB), we offer a wide range of online banking & on premise banking services across Sri Lanka catering to all your personal, commercial, private and SME banking needs. a. We will make sure that the money is available to your loved ones safely and immediately. Explore top fixed deposits to grow your savings securely. Apr 29, 2025 · Simplified Guide to New Tax Rules for Resident Bank Depositors in Sri Lanka The Inland Revenue Department (IRD) of Sri Lanka introduced new tax guidelines in 2025, specifically for resident individuals with bank deposits. Your interest will be credited to you at maturity or on a monthly as per your preference. Contact your nearest branch for the latest foreign exchange rates! Treasury Bill rates, Deposit Rates, Advance Rates and tariffs Leasing Calculator Repo Calculator Treasury Bill Calculator Fixed Deposit Calculator Currency Converter Best rates for latest tariff guides, fixed deposits, loans, and foreign currency exchanges with People's Bank in Sri Lanka. 500,000/- upwards! Exclusively from the No. High interest rates and the simplicity of operation help further to make a senior citizen’s life unperturbed. 00 PM Compare Fixed Deposits, Credit Cards, Loans, Internet Providers, Digital TV & Insurance Quotes: Up-to-date Interest Rates & Fees in Sri Lanka People’s Leasing & Finance PLC as the largest Non-Banking Financial Institutions (NBFI) in Sri Lanka in terms of assets base with the credit rating of A- (lka) (Rating Watch negative) by Fitch Ratings Lanka Limited . Jul 18, 2025 · DATA LIBRARY - CENTRAL BANK OF SRI LANKAFrom To Earn higher interest rates with Pan Asia Bank’s Senior Citizen Fixed Deposits in Sri Lanka. Compare Sri Lanka bank interest rates for savings, loans and fixed deposits. Send your hard earned money to Sri Lanka through Commercial Bank. 42 of 2011. The company has been registered by the Monetary Board of the Central Bank of Sri Lanka under the finance business Act no. On 03 to 05 year Fixed Deposits, interest can be earned monthly, quarterly, bi-annually, annually or at maturity. 5% over standard rates for minors. Read More Jun 17, 2025 · The government of Sri Lanka has officially approved the implementation of a special fixed deposit scheme for senior citizens, as outlined in the 2025 Budget. Access competitive interest rates and flexible terms, all in one rates in a place. A minimum deposit of Rs 10,000 is all you need to open the FD account. PFCA – Personal Foreign Currency Account PFCA (NR) – For non residents in Sri Lanka (Previously known as NRFC, NRNNFA) PFCA (R) – For residents in Sri Lanka (Previously known a An attractive rate of interest for 100, 200 and 400 Days Investments starting from Rs. At Salli. The very best Interest rates delivered to your door step FD Calculator Feel free to calculate how much you can gain from your fixed deposit How much Interest? What is my Capital ? Jun 30, 2025 · Home Interest Rates Rupee Savings Rupee Fixed Deposits Foreign Currency Rates Loans & Advances Rates Flexi Fixed Deposit A flexible way to invest and earn real fixed deposit rates. Latest foreign currency deposit interest rates offered by DFCC Bank. 1 Bank in Sri Lanka. Eligible deposit liabilities are insured Jun 20, 2015 · Find the Best Fixed Deposit Rates in Sri Lanka Compare and Get the best Fixed Deposit Interest Rates in Sri Lanka Comprehensive, up to date interest rates from TOP Sri Lankan institutions including Banks and Companies Search based on different criteria Quick and easy steps to find the best rates for your FDs! Fixed Deposit: Fixed deposits are either a savings account or a certificate of Send your hard earned money to Sri Lanka through Commercial Bank. Fixed deposits should be maintained with an active savings or current account. Commercial Bank, is the largest private bank in Sri Lanka and known as the benchmark private sector bank in the country . A Power-of-Attorney is mandatory to perform any change to the initial instructions given with regards to the Fixed Deposit, if the depositor resides abroad. Foreign Currency Fixed Deposit There are many reasons why you would need to invest your hard earned foreign currency earnings on a Fixed Term. Secure your savings with the best-fixed deposit interest rates in Sri Lanka with CDB Dhana Surekum. The directive, issued via Circular No. A Power-of-Attorney is required for investments made by Sri Lankans who reside abroad. The interest accruing to or derived by any person from a term deposit account titled as "Special Deposit Account" opened and maintained with an authorized dealer in Sri Lanka as prescribed by regulations made by the Minister under section 29 read with section 7 of the Foreign Exchange Act, No. Deposit securely for a set period and enjoy higher returns on your money with the best FD rates in Sri Lanka. Whether it is saving towards your dream house, a stress-free retirement or other future investments, we can help you grow your savings with guaranteed attractive returns. These rules, detailed in an official IRD document, aim to improve tax compliance by streamlining taxpayer registration and managing withholding tax on interest income. SEC/2025/E/02, applies to any person receiving such payments from sources in Sri Lanka. The Best Savings option, by the No. Visit your nearest Sampath Bank Branch today and open a fixed deposit account. As well as top-notch service and security for your investment. Foreigners who do not hold residence visas in Sri Lanka are not eligible. lk, we make it easy to compare all major bank interest rates in Sri Lanka, helping you make smarter financial decisions. Invest today for guaranteed returns and secure your financial future. 72% Union Bank offers fixed deposits from 1 - 60 months period with attractive interest rates to make your money grow. Sampath Fixed Deposits can help you to fulfill your dream of a financially-secure future for yourself and your family. If you place a Fixed Deposit for a period of 1 month to 6 months, interest will be paid only upon maturity. Explore CDB's rates and tariffs for savings accounts, fixed deposits, and other financial services with competitive interest rates. Best FD Interests in Sri Lanka, Start earning more on your savings today. However, these notices are silent on the treatment of non-resident individuals who are Sri Lankan citizens, creating confusion for many Sri Lankans living overseas with interest-bearing accounts or fixed deposits in local banks. Jul 7, 2025 · Explore competitive fixed deposit rates in Sri Lanka with Siyapatha Finance. Providing you with the highest level of security for your fixed deposits, we guarantee the safe return of your fixed deposits. Whether you're building your savings or financing a new home, it pays to compare bank interest rates in Sri Lanka to find the best deal. (AER 8. 5% to 10%. 1,100,000/- per depositor. Dec 18, 2024 · Sri Lanka raises withholding tax on deposits to 10%, offering exemptions for low-income earners and measures to reclaim taxes, focusing on widening the tax net. The change is being implemented under the Inland Revenue (Amendment) Act, No. Interest rates will be provided based on the tenure of the Fixed Deposit, starting from 1 month to up to 60 months. Highest Fixed Deposit Rates in Sri Lanka Findit. In the event of premature withdrawal, the applicable profit rate will be decided by the management at their sole discretion. Apr 1, 2025 · The Inland Revenue Department has announced that from April 1, 2025, banks and financial institutions must deduct a 10% Advance Income Tax (AIT) on interest, discounts, and Islamic financial income paid to deposit holders. Minimum amount required to open a Fixed Deposit as follows; Get the highest FD rates with Pan Asia Bank's Fixed Deposits. With our flexible mobile application “genie,” you can conveniently monitor your interest earnings and maturity information. Avail many benefits with SDB Upahara FD. Looking for the best place to save or borrow money in Sri Lanka? Use our free comparison tool to view the latest savings, fixed deposit (FD), housing loan, and personal loan rates across leading banks. Benefits Freedom to select your fixed term period from 2, 3, 6, 12, 24, 36, 48 and Explore the latest tax implications for key investment options in Sri Lanka, including Unit Trusts, Treasury Bills, Treasury Bonds, Fixed Deposits, Equities, and Debentures. Invest in Fixed Deposits at the Best Fixed Deposit Rates in Sri Lanka by BOC! Our Fixed Deposit allows you to deposit your money securely for a set period of time to earn higher returns on your savings, by offering you the most competitive fixed deposit rates in Sri Lanka. Apply now for the highest FD rates. Get competitive rates and flexible repayment with us. Benefit from competitive fixed deposit interest rates. Invest in your future with People's Bank Term Deposits, providing an additional 0. Watch your money grow day by day, when you invest for a short term of 30days or for a maximum period of 60 months, ensuring to meet liquidity when required. Our Fixed Deposit Accounts provide a trusted and convenient way to grow your hard-earned money with competitive interest rates and flexible periods. Make informed investment decisions with this concise tax comparison guide. SDB bank fixed deposits offer you attractive interest rates in the market. Take a look at how different interest options, like regular interest payments or a lump sum at maturity, can boost your term Check your Fixed Deposit income with PABC's Online FD Calculator. 8 million are eligible to claim a refund of the tax deducted on interest. Interest Rates Fixed Deposits Effect from 25. find the best interest rates for fixed deposits, saving accounts, and fixed deposit bonds at LOLC Finance. DFCC Bank offers you the highest Fixed Deposit (FD) rates in Sri Lanka to maximize earnings with utmost reliability and a higher rate of interest. Secure and lucrative savings options in Sri Lanka. When it comes to fixed deposits, Sri Lanka has few options that can beat the attractive rates offered by Dialog Finance – check them out today! Fixed Deposits Janashakthi Finance offers the best rates for your fixed deposits and savings in Sri Lanka. Below National Development Bank PLCDeposits Rates Fixed Deposits Savings Deposits Foreign Currency Savings Deposits Foreign Currency Fixed Deposits Commercial Bank, is the largest private bank in Sri Lanka and known as the benchmark private sector bank in the country . Start investing now and secure your financial future. busdh wey szjx ostgge irwxoz kiulsh jaa drzgn fciz yklqu